Your borrowing options depend on your income, assets,
existing commitments and the lender’s criteria. We
review these together before recommending a loan.
We explain how lenders assess your income and eligible assets, what documents they need and which conditions apply.
We work with all banks in Singapore, as well as alternative lenders and financiers, to find options suited to your circumstances.
Understand the repayments, fees and any assets you need to set aside before choosing a loan.
Loan eligibility and approval depend on the lender’s assessment and applicable lending rules.
A low loan estimate or irregular income doesn’t always end the search. We review the case, explore suitable lenders and keep you updated.
Start with a loan amount and interest rate.
Rates shown are examples, not bank quotes. Assumes the rate stays the same and repayments are made monthly.
Discuss these figuresAn S$800,000 loan, 25 years remaining. Compare 3.5% with 2.5%,
allowing S$2,500 for switching costs.
Net interest saved over two years
Illustration only. These are not bank quotes or
client results.
We can review why the application fell short and whether your assets or another lender may offer a suitable option. A review does not guarantee approval.
For bank mortgages, we are paid by the lender when the loan completes. Any fees for alternative financing are explained before you proceed. Bank charges and legal costs may still apply.
We assess your property, income, assets and loan needs, then compare suitable lenders. We explain the rates, costs and conditions behind our recommendation.
Tell us what you have in mind. No obligation.